Trust center · Support · Customer login
Contact sales Book a demo
Origination → Processing → Underwriting → Closing → Post-Closing → Integrations →

Origination

Counseling validation, financial assessment, scenario modeling, and FHA case activity stay connected to the borrower record.

Processing

Conditions, vendor orders, document classification, and ownership stay visible in one queue.

Underwriting

Credit, property, residual income, LESA, and stipulations move through one decisioning workspace.

Closing

Documents, title, notary, and disbursement coordinate from one loan record.

Post-Closing

Trailing documents, MERS, FHA insurance, and investor delivery stay attached to the same file.

Integrations

Credit, title, flood, eSign, and servicing systems connect to the same loan record.

Platform overview

One reverse-native operating record across the full lifecycle — origination through post-closing.

Explore the platform →
Executive → Operations → Compliance → Technology → Secondary Markets → Wholesale →

Executive

See pipeline, cycle time, capacity, product mix, and channel performance.

Operations

Move files with fewer handoff gaps.

Compliance

Keep controls and evidence tied to every file.

Technology

Connect identity, APIs, data, and integrations.

Secondary Markets

Improve rate and execution visibility.

Wholesale

Run broker workflows under lender control.

Guided walkthrough

We'll map ReversePilot to your products, states, integrations, and current workflow.

Book a demo →
Platform

Reverse mortgage platform, from application to post-closing.

Run origination, processing, underwriting, closing, post-closing, documents, calculations, and reporting from one loan record.

Book a demo → Show me the platform
01 · Origination

Capture and qualify, with reverse-specific intake.

From inbound lead to FHA case number, ReversePilot replaces fragmented intake portals with a structured workspace built around HECM and proprietary product mechanics.

  • Counseling certificate validation with HUD-aligned timing rules
  • Financial assessment with residual income and credit history capture
  • Scenario modeling: tenure, term, line-of-credit, modified plans
  • Automatic case number assignment via FHA Connect
  • Borrower portal with status, document upload, and e-sign
Explore origination workflow →
Application · RP-205702 Active
Borrower age72 (eligible)
Property typeSFR · Owner-occupied
CounselingVerified · Greenlight HCS · 09/14
Estimated PL$241,664
FHA case #011-2058831 · Assigned
DisclosuresSent · awaiting eSign
02 · Processing

Conditions tracking that doesn't lose loans.

Structured conditions, automated document routing, and exception queues by aging keep loans moving without spreadsheets, screenshots, or email forwarding.

  • Conditions library by product, investor, and channel - with overrides
  • Inbound documents route automatically to the correct condition
  • Vendor order management for appraisal, title, payoff, and insurance
  • Aging buckets, SLA timers, and reassignment for exceptions
Explore operations →
Conditions queue · Aging Live
Trust certification · RP-2048813d aging
HOI declaration page · RP-2049202d aging
Final inspection · RP-205104In review
Counseling certificate · RP-205702Cleared
Tax transcript · RP-205712Ordered
03 · Underwriting

A decisioning workspace that respects the rulebook.

A rules-based automated underwriting engine pre-decisions every file against a rulebook you configure to your own credit policy. Underwriters move through a structured path: credit, property, residual income, LESA, and final stipulations - with field-level locking and reason-coded overrides.

  • Rules-based automated underwriting, configurable to your credit policy
  • HECM-aware credit and property analysis templates
  • LESA calculation with full-funded, partial, and waiver pathways
  • Counter-offer modeling against alternate payment plans
  • Stip routing with role-based assignment and SLAs
Explore compliance →
Decisioning · RP-204881 In review
Credit historyPass
Property conditionPass
Residual incomeMarginal
LESA requiredPartial
Recommended decisionConditional
04 · Closing

Closings coordinated, documents correct, every time.

HECM-specific closing packages assemble against the live state matrix, with title, notary, and disbursement instructions orchestrated from the same record.

  • State-aware closing package generation with versioned forms
  • RON and IPEN support, scheduling with notary and title
  • Disbursement instruction generation with payee verification
  • Right-of-rescission tracking with automatic re-disclosure logic
Explore CloseAuthority →
Closing checklist Funding
  • Closing package generated · 84 documents
  • Notary scheduled · 04/29 · 10:00 ET
  • Title commitment received · clear
  • Disbursement instructions verified
  • Final HUD signed · awaiting funding
05 · Post-Closing

Trailing docs, MERS, and investor delivery without re-keying.

Once a loan funds, ReversePilot orchestrates the trailing-document chase, MERS registration, FHA insurance filing, and structured handoff to your servicer of record.

  • Trailing-doc workflows with vendor escalation paths
  • MERS® registration, transfer of beneficial rights, and TOS events
  • FHA insurance application packaging and submission
  • Investor delivery with structured loan boarding files
See integrations →
Post-closing checklist Funded
Operational engines

Operating engines built into every workflow.

Each service is independently versioned, documented, and accountable for its outputs — no shared state, no silent failures.

Document Engine
Generate, classify & retain
Calculation Engine
Deterministic & auditable
Reporting & Analytics
KPIs to HMDA submission
Integrations
Integration-ready platform
Collaboration
One record, every desk
Document Engine

Generate, classify, and retain - without surprises.

A single service produces every document, classifies every inbound file, and enforces retention. Forms are versioned, state-matrixed, and tested against live regulatory updates.

  • Versioned form library with effective-dating
  • State-matrix logic for HECM closing packages
  • Automatic classification of borrower-uploaded documents
  • Immutable retention with WORM-grade storage
Explore Document Engine →
Calculation Engine

Deterministic. Versioned. Reproducible.

Reverse mortgage math is unforgiving. Our calculation engine treats every input as auditable data: the factor table, the date, the assumption set, and the resulting numbers travel together, forever.

  • Effective-dated HUD factor tables
  • Principal limit, IMIP, growth factor, and set-aside calculations
  • Payment plan reconfiguration with what-if simulations
  • Deterministic outputs reproducible from a single calc ID
Explore Calculation Engine →
Reporting & Analytics

From line-of-business KPIs to HMDA submission.

Live operational dashboards, scheduled regulatory reports, and a full warehouse export - all reading from the same canonical data model your operations team is touching minute to minute.

  • Pipeline, cycle time, and capacity dashboards out of the box
  • HMDA LAR generation with edit-check pre-validation
  • NMLS call report data extracts
  • Warehouse-ready export to your BI and analytics stack
Explore reporting →

Pipeline - last 30 days

Submitted
312
▲ 9.1%
Underwriting
204
▲ 4.2%
Closed
181
▲ 6.8%
Funded
$184M
▲ 11.0%
Integrations

Integration-ready, built for your surrounding systems.

ReversePilot is built on an enterprise-ready architecture, so your team can connect it to the surrounding systems your operation already runs on.

  • Integration-ready platform spanning credit, title, appraisal, and government data sources
  • Configurable workflows that keep loan data in sync across your stack
  • Secure access controls for approved integration partners
  • Implementation team scopes your integration footprint during onboarding
View integration catalog →
Real-time collaboration

Multiple desks, one record - without conflicts.

Loan officers, processors, underwriters, and compliance work the same loan concurrently. Edits merge cleanly, presence is visible, and every change is attributable.

  • Conflict-free concurrent editing across teams
  • Presence indicators and field-level locking
  • In-record commenting and @-mentions with notifications
  • Per-field history with reason capture on overrides

Activity - RP-205104

JAJordan A. - updated decision to Conditional
MOMaria O. - uploaded Trust certification
SKSam K. - @mentioned compliance: "please verify CA per-diem"
RPsystem - recalculated principal limit (calc_01HXC9P)
See it on your data

A guided platform tour, mapped to your operation.

We'll bring sample loans through every stage, against your products and your states - so the platform is grounded in how your team actually works.

Book a platform tour → Read the trust center