Principal limits, expected rates, set-asides, payment scenarios, proceeds optimization, and calculation history stay traceable.
Spreadsheets and bolt-on calculators don't model HECM and proprietary product mechanics correctly.
When a number is questioned, there's no clean way to show which factor table, date, and assumption produced it.
Every closing-date or payment-plan variation means starting over instead of comparing side by side.
Every calculation runs the same input-to-output chain, with a deterministic ID that reproduces the exact result later.
Faster, more confident scenario comparisons without waiting on a second calculation pass.
Explore role solution →Every output traceable to its inputs and citations, ready for review without reconstruction.
Explore role solution →Confidence that the numbers driving production decisions are reproducible and auditable.
Explore role solution →Each calculation is assigned a deterministic ID that ties the input set, factor table, and assumption date together. Replaying that ID always produces the same output.
Yes - the engine models HECM and proprietary reverse mortgage mechanics, including principal limit, IMIP, growth factor, and set-aside calculations.
Scenario comparison shows outcomes side by side, so evaluating a different closing date or payment plan doesn't mean starting a new calculation from scratch.
Every output carries an audit snapshot with the input set, factor table, and citation references, attached directly to the loan record.
Calculations run against the same loan record used in origination, underwriting, and closing, so results stay connected to the file rather than living in a separate tool.
We'll run sample loans through your states and payment plans so the math is grounded in how you actually price.