Document management, reverse-mortgage calculations, reporting, wholesale, a borrower portal, and CloseAuthority — the capabilities your operation depends on, designed around the way HECM and proprietary reverse loans actually work.
Each block ships as part of the platform — no separate licenses, no separate auth, no separate audit log.
Custom forms, state-aware matrix, OCR intake, exports, and integrated e-sign on one record.
Jump to documents → 02Deterministic HECM math that surfaces the closing date and rate strategy with the most proceeds.
Jump to calculations → 03Every field reportable. Operational dashboards, regulatory packages, and warehouse mirroring.
Jump to reporting → 04Broker portal, per-broker config, channel-aware compliance — without a second system.
Jump to wholesale → 05Whitelabeled, senior-friendly, with configurable visibility and classified document upload.
Jump to the portal → 06Title partners close inside ReversePilot under compliance rules you define and enforce.
Jump to CloseAuthority →A complete document operating layer for HECM and proprietary reverse loans. Custom forms, a state-aware matrix, structured intake, automatic indexing, configurable exports, and integrated e-sign all run against the same loan record.
Required forms assembled per loan from product, state, channel, and program — recalculated when conditions change.
Drag-and-drop uploads from any role or channel. OCR + ML route inbound documents to the right condition automatically.
Author and version your own forms. Build investor-specific exports. DocuSign and OneSpan ship integrated.
Matrix recalculates automatically when state, product, or trust status changes. Version history preserved on every document.
Reverse mortgage proceeds are exquisitely sensitive to expected rate, closing date, and case timing. The calculation engine doesn't just compute the answer — it surfaces the calculation that gets your borrower the most.
Engine surfaces the closing date and expected-rate strategy that produce the most proceeds, given live HUD factor tables.
Every calc gets a deterministic ID. Line-by-line traceability with inline citations to HUD ML, 4235.1, and the Single Family Handbook.
Side-by-side comparisons across closing dates, payment plans, and rate environments — for borrowers, originators, and operations.
Every field captured anywhere in ReversePilot is reportable. Every loan-level event, every override, every calculation, every integration call — dimensional, point-in-time, exportable on your schedule.
Build reports against any field on any entity — loan, borrower, property, calc, document, condition, or audit event.
Pipeline, cycle time, conditions aging — plus HMDA LAR generation with edit-check pre-validation and NMLS call report extracts.
Drag-and-drop builder, SQL access for analysts, point-in-time reconstruction, and mirroring to Snowflake, BigQuery, or Redshift.
ReversePilot natively supports broker channels alongside retail — with broker portals, segregated pipelines, channel-aware compliance, and the controls a wholesale program demands.
Approved brokers see, submit, and track their pipeline in a workspace fully scoped to their organization.
Pricing, products, fees, disclosures, and approval routing configurable at the broker level — not per-loan one-offs.
Different rule sets, document matrices, and override authority by channel — captured in a single audit log.
Give borrowers a clean, branded portal to upload documents, see their progress, and complete the steps you need from them — with the visibility you choose to expose, and nothing more.
Logo, colors, domain, copy, and email branding all configured to your lender brand — not ReversePilot's.
Plain language, large type, clear next steps. WCAG 2.1 AA accessible. Uploads route through the same OCR + ML classification as internal intake.
Choose precisely what borrowers, co-borrowers, and advisors see. SMS and email reminders with preference controls.
Your loan is in Underwriting. Here's what we need from you next.
We'll walk through the features your team will use day to day, mapped to your products, your states, and your title partners.