Trust center · Support · Customer login
The current state

What breaks today.

Evidence is scattered

An exam or investor review means pulling files from three systems and hoping the versions match.

Overrides happen without a trail

Exceptions get approved verbally or in a side channel, with no consistent reason captured against the file.

Licensing rules enforced after the fact

Designated-state and NMLS rules get checked in review, not applied automatically at assignment.

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Role workflow

One operating view for your team.

Controls and evidence stay attached to the loan record instead of living in a separate compliance tracker.

  • Controls matrix by product, state, and channel
  • Overrides and reasons captured at the field level
  • Audit trail with point-in-time loan state
  • Regulatory reporting: HMDA LAR and NMLS call report extracts
  • Trust and security evidence, available on request
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RP / Compliance / Audit trail

Recent overrides

RP-204881
Residual income
Reason: compensating factor
Reviewed
LESA waiver
Reason: extenuating circumstance
Cleared
Stipulation removed
Reason: doc received
Reviewed
Capabilities

Capabilities that matter to this role.

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Evidence

Evidence for your evaluation.

Security documentation

Identity, access, data protection, and audit history, available on request.

Request documentation

Reverse-native data model

One loan record carries documents, conditions, calculations, and history together.

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Implementation approach

Discovery, data mapping, configuration, testing, training, and rollout.

Review approach

Migration support

A structured plan for moving off your current system without an unplanned cutover.

Review migration approach
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FAQ

Questions from compliance teams.

Can we export evidence for an exam or investor review?

Point-in-time loan state, override history, and controls documentation can be pulled directly from the record. We'll walk through the export process during your evaluation.

How are overrides and exceptions tracked?

Every override requires a reason at the field level, tied to the user and timestamp, so the audit trail is built into the workflow rather than reconstructed after the fact.

Does this handle HMDA and NMLS reporting?

Yes - HMDA LAR generation includes edit-check pre-validation, and NMLS call report data extracts pull from the same canonical loan data.

What security documentation can you share?

Identity, access, data protection, and audit history documentation is available through our trust center - request it and we'll bring the relevant material to your evaluation.

Can we configure rules by state and product?

The controls matrix is configurable by product, state, and channel, so designated-state and licensing rules apply automatically at assignment rather than in manual review.

See it on your data

See ReversePilot mapped to your controls.

We'll bring sample loans through your review process, products, and states.